:root{--fbw-bg:#fff;--fbw-surface:#f6f8fc;--fbw-card:#fff;--fbw-ink:#111827;--fbw-muted:#617083;--fbw-line:#e2e8f0;--fbw-accent:#2563eb;--fbw-teal:#0ea5a4;--fbw-gold:#d4a84b;--fbw-shadow:0 12px 35px rgba(16,35,62,.065)}
html{scroll-behavior:smooth;scroll-padding-top:125px}body{background:var(--fbw-bg);color:var(--fbw-ink);margin:0}body.fbw-dark{--fbw-bg:#0b1220;--fbw-surface:#111c2d;--fbw-card:#18263a;--fbw-ink:#f8fafc;--fbw-muted:#a6b5c7;--fbw-line:#27364d;--fbw-accent:#60a5fa;--fbw-teal:#2dd4bf;--fbw-shadow:0 12px 35px rgba(0,0,0,.12)}body.fbw-dark .wp-site-blocks,body.fbw-dark input{background:var(--fbw-bg);color:var(--fbw-ink)}
*{box-sizing:border-box}a{color:var(--fbw-accent);text-decoration:none}a:hover{text-decoration:underline}button,input,select,textarea{font:inherit}button{cursor:pointer}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid var(--fbw-teal);outline-offset:3px}img{max-width:100%;height:auto} .fbw-skip-link{position:absolute;left:-999px}.fbw-skip-link:focus{left:10px;top:10px;z-index:9999;background:#fff;padding:14px}
.fbw-site-header{position:sticky;top:0;z-index:90;background:var(--fbw-card);box-shadow:0 1px 0 var(--fbw-line)}.fbw-utility{font:600 .77rem/1.6 system-ui,sans-serif;background:#101a2c;color:#e8eefb;padding:.45rem max(1rem,calc((100vw - 1280px)/2));display:flex;justify-content:space-between;gap:1rem;align-items:center}.fbw-utility a{color:#e8eefb}.fbw-utility strong{color:#f3ca72}.fbw-brand-row{min-height:86px;padding:10px 16px;gap:18px}.fbw-brand-row .wp-block-site-title{font-family:Georgia,serif;font-size:2rem;font-weight:800;letter-spacing:-1px}.fbw-brand-row .wp-block-site-title a{color:var(--fbw-ink)}.fbw-header-search{max-width:430px;flex:1}.fbw-header-search input{border:1px solid var(--fbw-line);border-radius:10px;padding:12px}.fbw-header-actions{display:flex;gap:12px;align-items:center}.fbw-header-actions button,.fbw-header-actions a{border:1px solid var(--fbw-line);background:var(--fbw-surface);color:var(--fbw-ink);padding:9px 11px;border-radius:10px;font-size:.83rem}.fbw-nav-row{border-top:1px solid var(--fbw-line);padding:.6rem 16px}.fbw-nav-row .wp-block-navigation{font-size:.86rem;font-weight:700}.fbw-nav-row a{color:var(--fbw-ink)}
.fbw-home{max-width:1280px;margin:auto;padding:18px 18px 70px}.fbw-section{margin:32px 0 44px;min-height:90px}.fbw-section-header{display:flex;gap:20px;align-items:end;justify-content:space-between;border-bottom:1px solid var(--fbw-line);padding-bottom:13px;margin-bottom:20px}.fbw-kicker{text-transform:uppercase;font-size:.66rem;font-weight:900;letter-spacing:2px;color:var(--fbw-teal)}.fbw-section h2{font-family:Georgia,serif;font-size:clamp(1.48rem,3vw,2.15rem);line-height:1.15;letter-spacing:-.7px;margin:4px 0}.fbw-section-sub{font-size:.88rem;color:var(--fbw-muted);margin:0}.fbw-view-all{white-space:nowrap;font-size:.8rem;font-weight:800}.fbw-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.fbw-grid.cols-3{grid-template-columns:repeat(3,minmax(0,1fr))}.fbw-grid.cols-2{grid-template-columns:repeat(2,minmax(0,1fr))}.fbw-card{background:var(--fbw-card);border:1px solid var(--fbw-line);border-radius:14px;overflow:hidden;box-shadow:var(--fbw-shadow);transition:transform .2s ease,border-color .2s}.fbw-card:hover{transform:translateY(-3px);border-color:var(--fbw-accent)}.fbw-card-image{display:block;aspect-ratio:3/2;overflow:hidden;background:linear-gradient(125deg,#143c67,#287b91)}.fbw-card-image img{width:100%;height:100%;object-fit:cover;transition:transform .2s}.fbw-card:hover .fbw-card-image img{transform:scale(1.04)}.fbw-card-body{padding:15px}.fbw-card-label{text-transform:uppercase;color:var(--fbw-teal);font-size:.7rem;letter-spacing:1px;font-weight:800}.fbw-card h3{font-size:1.06rem;line-height:1.35;margin:8px 0;font-family:Georgia,serif}.fbw-card h3 a{color:var(--fbw-ink)}.fbw-card p{color:var(--fbw-muted);font-size:.81rem;margin:5px 0 10px;line-height:1.5}.fbw-card-meta{font-size:.72rem;color:var(--fbw-muted)}.fbw-card-image .fbw-image-placeholder{height:100%;display:flex;align-items:center;justify-content:center;color:#cde7fa;font:900 2.8rem Georgia,serif}.fbw-hero{display:grid;grid-template-columns:minmax(0,1.65fr) minmax(0,1fr);gap:18px}.fbw-hero .fbw-card:first-child .fbw-card-image{aspect-ratio:16/8.5}.fbw-hero .fbw-card:first-child h3{font-size:clamp(1.5rem,3vw,2.5rem)}.fbw-hero-side{display:grid;gap:13px;grid-template-columns:1fr 1fr}.fbw-hero-side .fbw-card:nth-child(n+3){display:none}.fbw-highlight{background:linear-gradient(130deg,#0e1b30,#162e4a 70%,#115c6c);color:white;padding:32px;border-radius:20px;display:flex;justify-content:space-between;align-items:center;gap:20px}.fbw-highlight h2,.fbw-highlight p{color:white}.fbw-highlight input{padding:12px;border-radius:8px;border:0}.fbw-empty{background:var(--fbw-surface);border:1px dashed var(--fbw-line);border-radius:12px;padding:24px;color:var(--fbw-muted);font-size:.9rem}.fbw-empty a{font-weight:700}.fbw-stat-strip{display:flex;gap:20px;flex-wrap:wrap}.fbw-stat{flex:1;background:var(--fbw-surface);border:1px solid var(--fbw-line);border-radius:14px;padding:18px}.fbw-stat strong{display:block;font-size:1.5rem}.fbw-stat small{color:var(--fbw-muted)}.fbw-topic{padding:18px;background:var(--fbw-surface);border:1px solid var(--fbw-line);border-radius:14px}.fbw-topic h3{font:700 1.02rem Georgia,serif;margin:0 0 8px}.fbw-topic small{color:var(--fbw-muted)}.fbw-topic a{color:var(--fbw-ink)}.fbw-article-shell{padding:36px 18px 60px}.fbw-article-shell>h1{max-width:950px!important;font-size:clamp(2rem,5vw,3.8rem)!important;letter-spacing:-1.4px;line-height:1.13}.fbw-byline{font-size:.8rem;color:var(--fbw-muted);margin-bottom:24px}.fbw-article-shell .wp-block-post-content{font-size:1.12rem;line-height:1.9}.fbw-article-shell .wp-block-post-content p{margin-bottom:1.3em}.fbw-article-shell .wp-block-post-content h2{margin-top:1.8em}.fbw-takeaways,.fbw-example{border-left:4px solid var(--fbw-teal);border-radius:10px;padding:18px 24px;background:var(--fbw-surface)}.fbw-article-tools{display:flex;flex-wrap:wrap;gap:8px;margin:18px 0 26px;border-block:1px solid var(--fbw-line);padding:12px 0}.fbw-article-tools button{padding:9px 12px;background:var(--fbw-surface);color:var(--fbw-ink);border:1px solid var(--fbw-line);border-radius:8px;font-size:.8rem}.fbw-reading-progress{height:3px;position:fixed;top:0;left:0;right:0;z-index:110}.fbw-reading-progress>div{background:var(--fbw-teal);height:100%;width:0}.fbw-notes{padding:18px;background:var(--fbw-surface);border-radius:12px;margin:25px 0}.fbw-notes textarea{width:100%;min-height:95px;padding:12px;border:1px solid var(--fbw-line);border-radius:7px;background:var(--fbw-card);color:var(--fbw-ink)}.fbw-notes button,.fbw-dashboard button{background:var(--fbw-accent);color:#fff;border:0;border-radius:8px;padding:10px 16px;margin-top:8px}.fbw-toast{position:fixed;right:20px;bottom:20px;background:#101a2c;color:white;padding:13px 18px;border-radius:10px;z-index:999;box-shadow:var(--fbw-shadow)}.fbw-page-shell,.fbw-archive{padding:30px 18px 65px}.fbw-dashboard{max-width:900px;margin:auto;padding:15px}.fbw-dashboard-tabs{display:flex;gap:10px;flex-wrap:wrap;margin:18px 0}.fbw-dashboard-tabs button{margin:0}.fbw-dashboard-panel{background:var(--fbw-surface);padding:24px;border-radius:14px;min-height:140px}.fbw-footer{background:#101a2c;color:#d5e1ef;padding:65px 18px 25px;margin-top:40px}.fbw-footer a{color:#d5e1ef}.fbw-footer h4,.fbw-footer h3,.fbw-footer .wp-block-site-title{color:#fff}.fbw-footer .wp-block-separator{border-color:#34445b}.fbw-footer .wp-block-columns{gap:36px}.fbw-footer .wp-block-social-links{margin-top:10px}.fbw-calc{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;padding:20px;border-radius:15px;background:var(--fbw-surface)}.fbw-calc label{display:grid;gap:6px;font-size:.8rem;font-weight:700}.fbw-calc input{width:100%;min-width:0;padding:9px;border:1px solid var(--fbw-line);border-radius:7px}.fbw-calc output{grid-column:1/-1;padding:13px;border-radius:8px;background:var(--fbw-card);font-weight:800;color:var(--fbw-ink)}
@media(max-width:950px){.fbw-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.fbw-grid.cols-3{grid-template-columns:repeat(2,minmax(0,1fr))}.fbw-hero{grid-template-columns:1fr}.fbw-brand-row{min-height:70px}.fbw-header-search{max-width:300px}}
@media(max-width:620px){.fbw-home{padding:12px 13px 40px}.fbw-section{margin:23px 0 34px}.fbw-grid,.fbw-grid.cols-3,.fbw-grid.cols-2{grid-template-columns:1fr 1fr;gap:11px}.fbw-card-body{padding:10px}.fbw-card h3{font-size:.91rem}.fbw-card p{display:none}.fbw-card-label{font-size:.6rem}.fbw-hero-side{grid-template-columns:1fr 1fr}.fbw-hero-side .fbw-card:nth-child(n+3){display:block}.fbw-header-search{display:none}.fbw-brand-row .wp-block-site-title{font-size:1.5rem}.fbw-utility{font-size:.68rem}.fbw-utility .fbw-market-mini{display:none}.fbw-highlight{display:block;padding:22px}.fbw-highlight input{max-width:100%}.fbw-section-header{gap:9px}.fbw-view-all{font-size:.7rem}.fbw-section h2{font-size:1.35rem}.fbw-calc{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation-duration:.01ms!important;transition-duration:.01ms!important}}
@media print{.fbw-site-header,.fbw-footer,.fbw-article-tools,.fbw-notes,.fbw-reading-progress,.fbw-sidebar{display:none!important}body{background:white;color:black}.fbw-article-shell{max-width:100%;padding:0}.fbw-article-shell .wp-block-post-content{font-size:11pt;line-height:1.5}}

.fbw-calculators .fbw-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.fbw-calculators .fbw-card{overflow:visible}.fbw-calculators .fbw-calc{grid-template-columns:repeat(3,minmax(0,1fr));padding:13px}.fbw-calculators .fbw-calc label{font-size:.72rem}.fbw-focus-reading .fbw-article-shell .wp-block-post-content{max-width:670px;margin:auto;font-size:1.22rem;line-height:2}.fbw-site-header.fbw-scrolled .fbw-utility{display:none}.fbw-site-header.fbw-scrolled .fbw-brand-row{min-height:58px}.fbw-site-header.fbw-scrolled .fbw-nav-row{padding:5px 16px}@media(max-width:850px){.fbw-calculators .fbw-grid{grid-template-columns:1fr}.fbw-calculators .fbw-calc{grid-template-columns:1fr}}